
Pearl Harbor Day
This morning, just before 8:00 AM Hawaii time, marks the 79th anniversary of the unprovoked bombing of the Pacific Naval Fleet at Pearl Harbor. This

December 2020 Year-End Letter
It’s almost 2021 and we are all glad to leave 2020 behind! Vaccines are being distributed and we will all be, hopefully, safe by Spring.

New Year 2021 Letter
Even more so this year, in 2021, it’s hard to look ahead to the next 12 months without looking back at 2020. 2020 was an

California Reopens… Again!
California Reopens… Again! On Monday, California officials lifted the stay-at-home order, clearing the way for restaurants, wineries, movie theaters, and gyms to operate outdoors—and hotels

Robinhood and GameStop, Oh So Confusing!
The business world and markets entered January with certainty and confidence. A new President, a stable Congress, and the markets poised for a terrific 2021 based

Here Honey, Take It All!
Then vs. Now When I first began my Financial Advisory business twenty-eight years ago in San Ramon, we were taught that: Every family will was

The Collision Course of Inflation and Bonds
The History of Bonds & Bond Funds Investing in various Bonds and Bond Funds has always been considered a less-risky way of investing than being

Bitcoin, Cryptocurrency, and the Future of Currency
Should you invest in Bitcoin? I am being asked all the time about investing in Bitcoin, the coin or in another form. In just about

A Market Tug-of-War
The year of Equities began with a bang… … and now, from late February through yesterday, gave all these gains back, led by the