Roth Plan
Discover the unique tax advantages of Roth retirement plans, offering your employees the flexibility to choose the savings strategy that suits them best.
Roth Plan
We’re committed to delivering 401(k) and 403(b) plan management solutions, paired with exceptional service, to ensure your plan runs smoothly.
Deciphering the Advantages of Roth Plans
- After-Tax Contributions: Contributions are made after-tax, giving employees the potential for tax-free income in retirement.
- Tax-Free Withdrawals: Qualified distributions, including earnings, are tax-free, providing significant tax advantages in retirement.
- No Required Minimum Distributions: Unlike traditional retirement accounts, Roth IRAs have no required minimum distributions during the owner's lifetime, offering more flexibility in retirement planning.
- Estate Planning Tool: Roth accounts can be an effective tool for passing wealth to heirs tax-free.
Mastering Roth Strategies with Prosperity
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More than 4,500 employees at over 30 companies save with Prosperity 401(k) Advisors.
401k Resources
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