401(k) Plan
Our 401(k) solutions provide robust platforms for your employees’ retirement savings, balancing flexibility, tax advantages, and growth potential.
Unlocking the Power of 401(k) Plans
A 401(k) plan is a powerful tool for businesses to attract and retain quality employees by offering them a tax-advantaged method to save for retirement. Employees can contribute a portion of their pre-tax salary, often matched by employer contributions, growing their savings tax-deferred until withdrawal in retirement.
- Savings Supercharged: The power of pre-tax contributions and tax-deferred growth can supercharge your employees' retirement savings.
- Employer Contributions: Boost employee morale and participation with optional matching or non-elective contributions.
- Loan and Hardship Withdrawals: Provide your employees with financial flexibility during times of need.
- Wide Investment Choices: Offer your employees a diverse array of investment options to match their risk tolerance and retirement goals.
Your 401(k) Plan Ally with Prosperity
Prosperity Financial Group offers a comprehensive suite of 401(k) plan services, including plan design, investment selection, and administration. With our in-depth industry knowledge and commitment to personalized service, we ensure your plan aligns with your business goals and delivers a valuable benefit to your employees.
You’re in GOOD Company
More than 4,500 employees at over 30 companies save with Prosperity 401(k) Advisors.
401k Resources
401(k) Fiduciary vs Investment Advisor: Which is Better?
In the world of business management, understanding the roles and responsibilities of various financial professionals is paramount. Particularly when it comes to handling retirement plans like 401(k)s, the expertise brought
The Impact of Plan Features on 401(k) Performance
The role of 401(k) plans in an employee’s financial stability cannot be overstated. As such, companies must ensure these plans are structured to provide the best possible outcomes. Superior plan
Customized 401(k) Plans: A Tailored Alternative to Target Date Funds
Discover why customized 401(k) plans are a better choice for businesses and learn how to provide diversified investment options for your employees. The Limitations of Target Date Funds for 401(k)
