403(b) Plan
Our specialized 403(b) plans cater to non-profits and educational institutions, helping them offer competitive, tax-efficient retirement benefits.

403(b) Plan
We’re committed to delivering 401(k) and 403(b) plan management solutions, paired with exceptional service, to ensure your plan runs smoothly.
Embracing the Potential of 403(b) Plans
- Designed for Non-Profits: Tailored for employees of public schools, non-profit organizations, and certain ministers.
- Tax-Deferred Growth: Employee contributions and earnings grow tax-deferred, bolstering their retirement savings.
- Catch-up Contributions: Unique "15-year rule" catch-up contribution provision can provide long-term employees with an opportunity to significantly increase their savings.
- Annuity Options: Traditionally offered a range of annuity options, though now also include mutual funds.
Guiding Your 403(b) Journey with Prosperity

You’re in GOOD Company
More than 4,500 employees at over 30 companies save with Prosperity 401(k) Advisors.
401k Resources

401(k) Fiduciary vs Investment Advisor: Which is Better?
In the world of business management, understanding the roles and responsibilities of various financial professionals is paramount. Particularly when it comes to handling retirement plans like 401(k)s, the expertise brought

The Impact of Plan Features on 401(k) Performance
The role of 401(k) plans in an employee’s financial stability cannot be overstated. As such, companies must ensure these plans are structured to provide the best possible outcomes. Superior plan

Customized 401(k) Plans: A Tailored Alternative to Target Date Funds
Discover why customized 401(k) plans are a better choice for businesses and learn how to provide diversified investment options for your employees. The Limitations of Target Date Funds for 401(k)