Here Honey, Take It All!

Here Honey, Take It All!

Then vs. NowWhen I first began my Financial Advisory business twenty-eight years ago in San Ramon, we were taught that:Every family will was set up for the surviving spouse to inherit every asset, tax-free, from the deceased spouse.Children and charities generally...
California Reopens… Again!

California Reopens… Again!

California Reopens… Again!On Monday, California officials lifted the stay-at-home order, clearing the way for restaurants, wineries, movie theaters, and gyms to operate outdoors—and hotels and personal care service businesses to reopen with strict caps on...
New Year 2021 Letter

New Year 2021 Letter

Even more so this year, in 2021, it’s hard to look ahead to the next 12 months without looking back at 2020.2020 was an unusually challenging year that saw:A worldwide pandemicA global economic collapseStay-at-home orders and lockdowns across every countryA bear...
December 2020 Year-End Letter

December 2020 Year-End Letter

It’s almost 2021 and we are all glad to leave 2020 behind! Vaccines are being distributed and we will all be, hopefully, safe by Spring. Flowers will bloom, restaurants will be open and the world will begin to be accessible to everyone again.  Market Update Many...