End of Year Planning and Reviewing 

The end of 2021 gives us a wonderful opportunity to look back at this past year’s successes and learning lessons, and to begin planning for 2022.  

And let’s face it, planning gives us the best opportunity for success.

So here are few questions to ask yourself about 2021:

older couple sitting on couch reviewing financial plan on laptop
Did I move closer to my financial goals?
Did I review my risks and returns to make sure I am properly allocated?
Did I update my Financial Plan, or begin one?
woman making a retirement financial plan
Did I codify my financial and personal goals?
Did I let my physical and emotional being slide a bit due to the Covid lockdown?
Did I have fun?
Could you travel the world in retirement? It’s a daydream that’s crossed just about everyone’s mind at one point or another—quit work, sell the house, pack a suitcase, and head out into a life of travel. But what if you turned that daydream into your retirement reality? Remember to consult with your financial advisor first. Call our San Ramon, CA office at (925) 314-8500 for your free financial consultation.
Despite Covid, did I do some traveling and entertaining?
Did I grow closer to my family and friends?

Reviewing your estate plan at regular intervals in addition to major life events will help ensure that your legacy, both financial and otherwise, is passed on in accordance with your wishes and that your beneficiaries receive their benefits as smoothly as possible. Call Prosperity Financial Group at 925-314-8500 for your free consultation.
Annual Plan Reviews are imperative for any employer who is administering a retirement plan.  It is a fiduciary’s responsibility to annually review various aspects of the plan to so that you can document how well the plan is being managed in accordance with regulations and guidelines, and determining whether the plan’s funds are meeting the performance criteria of the company’s Investment Policy Statement (IPS). For help with 401k Fiduciary support, call Prosperity Financial Group at 925-314-8500.

If I administer my company’s 401(k):

Did I do a review with my 401(k) Advisor?
Did we hold virtual employee education meetings?
Did I shop for new prices and improved service?

short haired older woman wearing glasses smiling

If I administer my company’s insurance program, did I do a full review this year?

Have I done an insurance review to make sure my home and body are properly insured?
Am I ready for turning the page to 2022?

Our goal as your Financial Advisor is to help you meet these goals and answer these questions with a resounding “YES!

Elliot Kallen Prosperity Financial Group Wealth Advisor

Come meet with us before year end, even through Zoom. Let’s start 2022 with the best foot forward.

Call or email me anytime.

All my best,

Elliot Kallen


[email protected]

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Advisory Services offered through Prosperity Financial Group, Inc., an independent registered investment advisor. Securities offered through Fortune Financial Services, Inc. Member FINRA/SIPC. Prosperity Financial Group, Inc. and Fortune Financial Services, Inc. are separate entities.

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